PERLINDUNGAN HUKUM DALAM TRANSAKSI TABUNGAN EMAS DIGITAL

Studi Perbadingan Pada Aplikasi Pluang dan Indogold

Authors

  • Widadatul Ulya Universitas Perwira Purbalingga
  • Hana Afifah Universitas Perwira Purbalingga
  • R. Satria Setyanugraha Universitas AMIKOM Purwokerto

DOI:

https://doi.org/10.54199/pjeb.v3i01.177

Keywords:

legal protection, digital gold saving, Pluang and Indogold

Abstract

The interest of the Indonesian people to save gold digitally is getting higher, amid the rise of illegal digital financial institutions. PT PG Berjangka sells Digital Gold Savings products through the Pluang, while PT Indogold Solusi Gadai through the Indogold. PT PG Futures has been registered with CoFTRA and the Futures Clearing House, but PT Indogold Solusi Gadai has not been registered with CoFTRA and also with the Futures Clearing House, even its registered status with the OJK is no longer valid and it is recommended to apply for a permit to the OJK under another work unit. Therefore, researchers are interested in conducting research on legal protection in digital gold savings transactions. This study uses an empirical juridical approach. From the results of the study, it was concluded that the laws and regulations in Indonesia had preventively provided legal protection in Pluang and Indogold digital gold saving transactions. However, Indogold consumers do not get the protection as referred to in the CoFTRA Regulation concerning Technical Provisions for the Implementation of the Digital Gold Physical Market on the Futures Exchange.

References

Bappebti. (2020). Leaflet Emas Digital.

Bappebti. (2021). Daftar Pialang Berjangka.

Barkatullah, Abdul Halim. (2010). Hak-Hak Konsumen. Nusa Media. Bandung.

Djafar, W. (2019). Hukum Perlindungan Data Pribadi di Indonesia : Lanskap, Urgensi dan Kebutuhan Pembaruan. http://faculty.uml.edu/sgallagher/Brandeisprivacy.htm.

Lestari Suryamizon, A. (2017). PERLINDUNGAN HUKUM PREVENTIF TERHADAP KEKERASAN PEREMPUAN DAN ANAK DALAM PERSPEKTIF HUKUM HAK ASASI MANUSIA. Marwah: Jurnal Perempuan, Agama dan Jender, 16(2), 112–126.

Muhammad, Abdulkadir. (2004). Hukum dan Penelitian Hukum. Bandung. Citra Aditya Bakti.

OJK. (2020). Pengumuman Nomor PENG-1/MS.72/2020 tentang Perubahan Status Tercatat 8 Penyelenggara Inovasi Keuangan Digital

OJK. (2021). Hati-Hati Terhadap Pemalsuan Izin Usaha yang Mengatasnamakan OJK.

OJK. (2021). Penyelenggara Fintech Lending Terdaftar dan Berizin di OJK Per 22 Januari 2021.

OJK. (2022). Penyelenggara Fintech Lending Terdaftar dan Berizin di OJK Per 22 April 2022.

OJK. (2021). Siaran Pers: Jelang Lebaran Waspadai Penawaran Fintech Lending dan Investasi Ilegal.

Ruhiatudin, Budi. (2013). Pengantar Ilmu Hukum. Cakrawala Media. Yogyakarta.

Soekanto, S dan Sri Mahmudji. (2003). Penelitian Hukum Normatif, Suatu Tinjauan Singkat. Raja Grafindo Persada. Jakarta.

Ulya, W. (2021). Tabungan Emas Digital di E-Commerce Tokopedia Ditinjau dari Perspektif Hukum Bisnis Syariah [Masters Thesis]. Universitas Jenderal Soedirman.

Ulya, W. (2022). PERLINDUNGAN KONSUMEN DALAM PERKEMBANGAN FINANCIAL TECHNOLOGY DI INDONESIA. Perwira Journal of Economics and Business (PJEB), 2(1), 31–45. https://doi.org/https://doi.org/10.54199/pjeb.v2i1.80

Downloads

Published

10-02-2023

How to Cite

Ulya, W., Afifah, H., & Setyanugraha, R. S. (2023). PERLINDUNGAN HUKUM DALAM TRANSAKSI TABUNGAN EMAS DIGITAL : Studi Perbadingan Pada Aplikasi Pluang dan Indogold. Perwira Journal of Economics & Business, 3(01), 69–80. https://doi.org/10.54199/pjeb.v3i01.177

Issue

Section

Artikel